Terms and Conditions of Use

1. Acceptance of Terms

Welcome to Monferavino. By accessing and using this website, you agree to comply with these Terms and Conditions of Use. If you do not agree with any part of these terms, you should not use our site.

We reserve the right to modify these terms at any time. Changes will take effect immediately after publication on the site. It is your responsibility to periodically review these terms.

2. Service Description

Monferavino is an informative platform that provides comparison tools for remittance services to Mexico. Our service includes:

• Fee calculators for different remittance providers
• Service comparison tables
• Information on exchange rates and associated costs
• Educational resources on international transfers

Important: We are not a remittance service provider. We do not process money transfers or act as financial intermediaries.

3. Use of the Site

You agree to:

• Use the site only for lawful purposes and in accordance with these terms
• Not use the site in a manner that could damage, disable, or affect its operation
• Not attempt to access restricted areas of the site or related computer systems
• Not collect information from other users without their consent
• Provide truthful and updated information when required

4. Information Provided

We strive to keep the information on our site updated and accurate. However:

• Information about fees, exchange rates, and services is for reference
• Data may vary depending on the provider, payment method, and other factors
• We recommend verifying directly with each provider before making a transaction
• We do not guarantee the accuracy, completeness, or timeliness of all information

5. Limitation of Liability

To the maximum extent permitted by law:

• We are not responsible for financial decisions made based on information from our site
• We are not liable for losses or damages resulting from the use of our service
• We do not guarantee that the site will be error-free or uninterrupted
• We are not responsible for the practices or policies of third-party remittance providers

Use of our site is at your own risk.

6. Intellectual Property

All content on this website, including texts, graphics, logos, icons, images, and software, is the property of Monferavino or its content suppliers and is protected by Mexican and international intellectual property laws.

You may not:

• Reproduce, distribute, or modify the content without our prior written consent
• Use our content for commercial purposes without authorization
• Remove copyright notices or trademarks

7. Third-Party Links

Our site may contain links to third-party websites, including remittance service providers. These links are provided solely for your convenience.

• We do not control or endorse the content of third-party sites
• We are not responsible for the privacy practices or content of these sites
• Access to third-party sites is at your own risk

8. Service Availability

We strive to keep the site accessible at all times, but we do not guarantee that:

• The site will be available without interruptions
• Defects will be corrected immediately
• The site will be free from viruses or other harmful components

We reserve the right to suspend, withdraw, or modify the site without prior notice.

9. Privacy and Data Protection

The processing of your personal data is governed by our Privacy Policy, which is an integral part of these terms. By using our site, you also accept this policy.

10. Cookies

We use cookies and similar technologies to improve your experience on our site. For more information, see our Cookie Policy.

11. Jurisdiction and Applicable Law

These terms are governed by the laws of the United Mexican States. Any dispute related to the use of this site will be subject to the exclusive jurisdiction of the competent courts of Mérida, Yucatán, Mexico.

12. Indemnification

You agree to indemnify and hold harmless Monferavino, its directors, employees, and associates from any claim, loss, liability, damage, or expense (including legal fees) arising from:

• Your use of the website
• Your violation of these terms
• Your violation of third-party rights

13. Termination

We may terminate or suspend your access to the site immediately, without prior notice or liability, for any reason, including if we believe you have violated these terms.

14. Severability

If any provision of these terms is deemed invalid or unenforceable, that provision will be removed or limited to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Entire Agreement

These terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Monferavino regarding the use of the website.

16. Contact

If you have questions about these Terms of Use, you can contact us:

• Email: contacto@monferavino.com
• Phone: +52 999 171 7545
• Address: Centro Comercial City 32, Av. Andrés García Lavín 298-Floor 3, Montebello, 97113 Mérida, Yucatán, Mexico